GoPayNag does not store or process complete credit card numbers, debit card numbers, or CVV codes. GoPayNag membership subscriptions are processed by Paddle.com (our Merchant of Record), a PCI-DSS Level 1 certified payment provider. Designer–client invoice payments are processed by Razorpay and settle directly into the designer’s Razorpay account. GoPayNag does not hold, receive, pool, route, or reverse client funds. We retain payment status and provider payment identifiers for reconciliation; we do not collect typed payment references such as UTR or transaction IDs.
All database records are protected by database-enforced Row Level Security (RLS). Invoices and files are accessible only to the authenticated designer who created them. Client payment portals are accessible only via unguessable, cryptographically generated UUID tokens. Client views never expose private storage paths; previews are served through short-lived signed URLs after the deposit is verified, and finals remain locked until the invoice is paid in full.
Under India's Digital Personal Data Protection (DPDP) Act and applicable international privacy frameworks (including GDPR), you retain the right to access, rectify, or request deletion of personal information. California residents additionally hold CCPA/CPRA rights to know what is collected, request deletion, and opt out of any sale or sharing of personal information — we do not sell personal information. To exercise any of these rights, contact [email protected]. Financial ledger records are retained only as long as required for statutory accounting and tax compliance; access is restricted, and records containing personal data are deleted or anonymized when retention is no longer required.
Last updated: November 2026